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Book Frugal Isn't Cheap: Spend Less, Save More, and Live Better


Frugal Isn't Cheap: Spend Less, Save More, and Live Better

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    Available in PDF - DJVU Format | Frugal Isn't Cheap: Spend Less, Save More, and Live Better.pdf | Language: ENGLISH
    Clare Levison(Author),Sharon Lechter(Foreword)

    Book details

In Frugal Isn't Cheap, Clare Levison serves up practical financial advice with a side of southern charm. Filled with real-life stories, it will challenge you to change the way you think about money.

Her message is deceptively simple and clear: it's cool to be smart about your money; it's stylish to be sensible rather than overindulgent; financial stability is more glamorous than extravagance. But cut up the credit cards? No way. Levison prefers to promote responsibility rather than abstinence. She takes a realistic approach to personal finance that we can all live with, including:

  • How to find and nurture your frugal side
  • Why you don't need to cut up your credit cards
  • The simple formula for financial success
  • The Savings Challenge, 20%
  • The best ways to make large purchases
  • "Clare Levison creates a no-nonsense, easy-to-follow roadmap for you to break the chains of debt and become a true master of your money…and your future."--Sharon L. Lechter, CPA, coauthor of the international best-selling Rich Dad, Poor Dad"Clare provides a fresh perspective on financial literacy issues. Her ability to synthesize complex financial solutions into a clear and understandable story sets her apart from others."--Ernie Almonte, CPA, former chairman of the American Institute of CPAs Clare K. Levison is a certified public accountant and national financial literacy spokesperson for the American Institute of Certified Public Accountants (AICPA). She has appeared on major radio and television networks across the country and is a member of the Virginia Society of Certified Public Accountants (VSCPA) Board of Directors. She was named one of the 2010 Top Five CPAs Under Thirty-Five by the VSCPA. Clare has more than a decade of corporate accounting experience and is also an active volunteer, serving as PTA president, Girl Scout leader, and Sunday school teacher. She lives in Blacksburg,Virginia, with her husband and two daughters.

    2.3 (7661)
    • Pdf

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    Supported Devices Windows PC/PocketPC, Mac OS, Linux OS, Apple iPhone/iPod Touch.
    # of Devices Unlimited
    Flowing Text / Pages Pages
    Printable? Yes

    Book details

    Read online or download a free book: Frugal Isn't Cheap: Spend Less, Save More, and Live Better


    Review Text

  • By Heather A. McGinnity on December 26, 2013

    I think everyone can pick up some tips from this book, not everything works for everyone but there is very useful information for everyone.

  • By Satyrman63 on November 2, 2013

    Author does a good job of differentiating between wants and needs for the most part. Many of her strategies I already incorporate but was nice seeing those ways endorsed.This is a quick read which is nice. It can also be viewed as a nice transition book.My only reason for 4 stars instead of 5 is that some of the topics discussed (children, student loans) does not apply to me.The author does a nice job of connecting you with her. One gets the impression she is quite a pleasant person with a good sense of humor. Her and her family would probably make great neighbors.

  • By Carl J Birx on July 28, 2013

    There are many books on personal finance and investing. Most of these books get involved in complicated and, quite frankly, dry discussions. Clare has done a wonderful job addressing this topic in a light and humorous manner. Everyone can relate to her stories. But more importantly, everyone can benefit from her advice. No need for discussions on portfolio theory or asset allocation- just be responsible and follow Clare's mind set and you're on your way to a more secure future. Great job, Clare.

  • By Karen Jordan on July 22, 2013

    Clare Levison writes about taking control of your economic life. She does this with humor, based on her training, education, and practical experience as a mother, wife and householder. Her book is entertaining and instructional. This is a must read new release that helps bridge the gap between personal spending habits, fulfillment of the desire for more and more, and practical frugal wisdom.

  • By Trey Anderson on March 21, 2014

    Save 20% of your income... This is all this books tells you; over and over again. And then it gives your reasons why to save your money. This is just a book that points out common sense. Not worth the money and frustrating to read that same things so many times.

  • By marcia on May 4, 2014

    I would recommend this book to people just setting out in life who need to learn to use common sense in using their resources.

  • By Norma on August 13, 2014

    Fantastic, a must read for young 20 something's and married couples.

  • By Strategos on February 20, 2016

    I read and review a lot of books on various aspects of finance, and personal finance is particularly important to me because it makes such a huge difference in people's lives. I picked this one up for a read because it was prominently displayed, and would have stopped reading if it wasn't such a magnificent train wreck of a book.I'm sure the author means well but it's hard not to think stereotypical negative thoughts about her because everything she says just screams Upper-Middle-Class-Soccer-Mom. She's a CPA, but she's the kind of CPA that Dave Ramsey makes fun of because everything she says makes you think that she learned absolutely nothing about financial sense from her degree.She says things like "Some people say this, others say that..." which is another way of saying she doesn't have a clue. She tells stories for the sake of telling stories (they add nothing to whatever point she is trying to make), and plenty of her arguments are just repeating common wisdom you can find elsewhere.The real problem though, is that her perspective is highly skewed to the rich, trendy, and ignorant. Some of the advice (Buy a house! Buy a used car!) would be terrible advice for people under some circumstances. Alternatives to the status quo (living without a car or renting and investing) are not really explored, and even the subjects she does consider are not really considered in detail, save for some math she throws at you here and there that might actually be confusing (Ah, THAT'S what the CPA qualifications are for!).In addition, when she does give decent advice (buy at outlets, buy used cars rather than new) she fails to discuss the trade-offs and times when doing the opposite might be a good idea (like how used cars of certain brands require expensive repairs or the fact that often the clothes for sale at outlets are not the same quality as those sold at retail stores).All in all, I'm taking away two thoughts from this book.1. There's MUCH better books on finance available, and I would recommend The Automatic Millionaire for those who want to cut out small expenses, buy a house, and retire well-off, and Total Money Makeover to people drowning in debt. Both have far, far, better information that you will find in this book and are much easier to understand in addition.2. I could write a better book about living within your means than this one. I probably should start working on that now... In the meantime, a far, far better book about living within your means would be Affluenza (while it's not a personal finance book it will sell you on the philosophy of simple living far more than this book ever could.All this considered, this book is a waste of money.

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